Plain-English guidance on debt, bankruptcy, and your rights.
Articles and analysis from Arias Law Practice on bankruptcy, debt collection, and consumer protection in New York.
3 articles
January 20, 2026
87% of Student Loan Borrowers Who Try Are Winning Discharge in Bankruptcy
A 2022 DOJ and Department of Education policy is reshaping outcomes for borrowers.
Read moreDecember 26, 2025
The Rising Tide of Auto Repossessions: A Warning Sign for the American Economy
Bankruptcy may save your car, but there are other, less drastic methods at your disposal.
Read moreOctober 23, 2025
The Financial Sweatbox: Why Waiting Too Long to File Bankruptcy Makes Things Worse
Most people who decide to file for bankruptcy wait too long.
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