Consumer Law

Consumer law covers the day-to-day fights that put the most pressure on families: losing a home, losing a paycheck to garnishment, or losing peace of mind to constant creditor calls. Often, bankruptcy’s automatic stay is the fastest way to stop all three at once — but it isn’t the only tool.

Stop Foreclosures

Filing for bankruptcy triggers an automatic stay, which immediately halts a pending foreclosure so you have time to explore your options — whether that’s catching up through a repayment plan or another path forward.

End Wage Garnishments

The same automatic stay stops creditors from continuing to take money directly from your paycheck, giving you breathing room to address the underlying debt.

Ongoing Creditor Harassment

If a creditor or collector is calling repeatedly, misrepresenting what you owe, or contacting you improperly, you may have rights under state and federal debt collection law independent of bankruptcy.

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